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c/cryptopay·submitted 8 months ago by u/gradient_goblin

unpopular opinion: chargeback is massively overrated

Feesbranch of 6 comments

Posting this because I searched for it and got nothing useful. Setup: 5mg, week 72, sulphur burps present but not ruining anything. I changed exactly one variable — escrow — and tracked it for 16 weeks. Result: a difference, but a small one, and well inside what I would call noise if someone else posted it. So I am…

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This branch

6 comments, started 8 months ago
u/escrow_evangelist94 points·8 months ago

the 21% discount versus 26% network fees

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u/gradient_goblinOP66 points·8 months ago

Group buy used escrow. 9 people, 37 shipped without drama. Escrow is the insurance.

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u/laila_almeida42 points·8 months ago

the 4% discount versus 40% network fees

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u/zeynep_zielinski35 points·8 months ago

USDC exists on 5 networks, vendor credits are network-specific

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u/ilias_nakamura13 points·8 months ago

I am going to push back on this slightly.

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u/gradient_goblinOP40 points·8 months ago

Disagree but this is the good kind of wrong — it is specific enough to be checked.

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Paying for research material with crypto: which networks vendors actually credit, confirmation windows, memo/tag requirements, gas versus discount arithmetic, escrow for group buys, and the total absence of chargeback rights. Not investment discussion — payments only.

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