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[Discussion] we are measuring denial at the wrong time and calling it noise

Discussion Receipts ×6 Well Actually ×1

Long-ish post, sorry. tl;dr at the bottom.

I have been tracking appeal against ApoB for 27 weeks because I could not find anyone who had. The correlation is weaker than I expected, which is itself mildly interesting given how confidently people link the two in here.

Caveats up front: one person, one lab, one assay, no control, and I changed my training in the middle of it, which was stupid.

tl;dr: probably real, definitely smaller than the threads imply, and not worth reorganising your week around.

1,730 up / 59 down97% upvoted26 commentsid 1d4p8f20 Apr 2026

26 comments

11 in this archive, depth 4

best — the order this archive was captured in

u/marisol_moreau247 points·3 months ago
reading this at 2am on my 36th week. thank you.
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u/saskia_lokken-32 points·3 months ago

Which state? Coverage varies.

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u/liv_vukovic202 points·3 months ago

copay is separate from coverage

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u/hplc_hobbyistruns their own column65 points·3 months ago·edited

Strongly agree. Step therapy is predictable if you have the criteria.

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u/tuva_aalto157 points·3 months ago

do not suggest misrepresenting a diagnosis, that is fraud

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u/karim_restrepo72 points·3 months ago

do not suggest misrepresenting a diagnosis, that is fraud

Yes, exactly this, and it is the bit that took me 89 weeks to accept.

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u/ismael_nwosu119 points·3 months ago

do not suggest misrepresenting a diagnosis, that is fraud

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u/marta_vanhecke195 points·3 months ago

prior auth criteria are state-specific, formulary differs

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u/controversial_only97 points·3 months ago

appeal letter templates are in the wiki

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u/adaeze_cabrera31 points·3 months ago

Slight fix: the number was 99.1, not 98.3. Decimal point, but a fairly consequential one.

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u/fabio_kuipers22 points·3 months ago

redact member ids and group numbers from every screenshot

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About c/insurancefights

The paperwork war. Prior-authorisation criteria, denial reason codes, step-therapy documentation, external review, employer carve-outs, and the appeal letter templates the community has iterated on for three years. Mostly US-shaped but the tactics generalise.

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