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c/insurancefights·submitted 8 days ago by u/marisol_moreau

[Denied] employer carve-out was in the plan document, not the summary

Deniedbranch of 5 comments

Long-ish post, sorry. tl;dr at the bottom. I have been tracking copay against eGFR for 23 weeks because I could not find anyone who had. The correlation is weaker than I expected, which is itself mildly interesting given how confidently people link the two in here. Caveats up front: one person, one lab, one assay, no…

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5 comments, started 7 days ago
u/tuva_kirchner46 points·7 days ago
search before post, but also, welcome
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u/marta_vanhecke29 points·6 days ago

This is correct. Appeal letters work.

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u/liv_vukovic9 points·6 days ago·edited

The confident tone is doing a lot of work that the evidence is not.

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u/marisol_moreau15 points·6 days ago

step therapy documentation is the weapon, use it

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u/neha_rahimi11 points·6 days ago

Strongly agree. Step therapy is predictable if you have the criteria.

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The paperwork war. Prior-authorisation criteria, denial reason codes, step-therapy documentation, external review, employer carve-outs, and the appeal letter templates the community has iterated on for three years. Mostly US-shaped but the tactics generalise.

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