u/ines_krastev
Contributes reviews on supplier material. Based in Osaka.
member · joined 13 Apr 2025
comment on small win: appeal stopped being a problem at week 5 in c/insurancefights · 20 points · 3 months ago
This is correct. Appeal letters work.
comment on Canada: denial, and what it actually costs here in c/insurancefights · 3 points · 4 months ago
Denied for prior auth, resubmitted with step therapy documentation, approved on appeal. The criteria exist, you just have to meet them.
comment on Canada: denial, and what it actually costs here in c/insurancefights · -30 points · 4 months ago
copay is separate from coverage
comment on week one is the most under-discussed thing in c/glp1science in c/newbiequestions · 31 points · 4 months ago
The beginner question took me three weeks to understand. Wiki explained it eventually.
comment on why does nobody talk about what is in c/newbiequestions · 126 points · 5 months ago
Yeah, that is totally normal for week 6.
comment on [PSA] formulary is not what most of this community thinks it is in c/insurancefights · 5 points · 5 months ago
say which country and which plan type
comment on help me understand first time, I have read the wiki twice in c/newbiequestions · 11 points · 7 months ago
is this normal week 22 — yes, probably
Yes, exactly this, and it is the bit that took me 28 weeks to accept.
comment on unpopular opinion: formulary is massively overrated in c/insurancefights · 9 points · 8 months ago
This is an urgent-care question wearing a forum question's clothes.
Adding to this: appeal is doing more work than the comment implies.
comment on external review is the most under-discussed thing in c/glp1muscle in c/insurancefights · 30 points · 8 months ago
appeal letter templates are in the wiki
comment on external review is the most under-discussed thing in c/glp1muscle in c/insurancefights · 169 points · 8 months ago
I am going to push back on this slightly.
comment on the formulary thing finally clicked for me and I want to write it down in c/insurancefights · 28 points · 11 months ago
Poland plan: step therapy required 2 medications first. Did them all, got approval. The order matters.
comment on the formulary thing finally clicked for me and I want to write it down in c/insurancefights · -24 points · 11 months ago
External review overturned the denial. Took 20 weeks but the process exists.
comment on [Results] 16 weeks on 0.5mg, full numbers, ask me anything boring in c/newbiequestions · 8 points · 11 months ago
be kind, condescending answers are removed
comment on switched from 5mg to 2.5mg and the sulphur burps got better, not worse in c/newbiequestions · -36 points · 1 year ago
Week 24 or week 23?
comment on genuine question about week one that I am slightly embarrassed to ask in c/newbiequestions · 26 points · 1 year ago
pens versus vials, same molecule, different price
comment on step therapy is the most under-discussed thing in c/labresults in c/insurancefights · 14 points · 1 year ago
comment on formulary vs step therapy — genuinely asking which matters more in c/insurancefights · 28 points · 1 year ago
comment on week 96 check-in — 37kg down, early fullness manageable, one thing confusing me in c/newbiequestions · 2 points · 1 year ago
week two nothing happening — yes, that is normal
comment on basics — my 24-week log, condensed into one table in c/newbiequestions · 22 points · 2 years ago
Strongly agree. No question is dumb here.
comment on stalled for 6 weeks at 2.4mg and I refuse to panic this time in c/insurancefights · 12 points · 2 years ago
copay is separate from coverage