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c/insurancefights·submitted 1 year ago by u/prior_auth_pain

[Meta] proposal — a flair for appeal posts

Discussionbranch of 6 comments

proposal — a flair for appeal posts. This affects how posts get sorted and removed, so it belongs in the open. Asked for the policy bulletin by number and wrote the appeal against its criteria line by line. Approved on the second level after a flat first-level denial. Employer-sponsored plans may be regulated…

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6 comments, started 1 year ago
u/janoshik_junkieindependent tester13 points·1 year ago

Agreed. The denial letter tells you which criterion failed, and answering that specific criterion is the entire job.

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u/adaeze_weiss11 points·1 year ago

That criterion is from the previous plan year. The current bulletin has different wording.

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u/jarno_adeyemi3 points·1 year ago

Prior authorisation criteria are republished each plan year. A criterion that blocked you in one year may not exist in the next, so a denial is worth retesting after the turnover.

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u/ilias_cabrera19 points·1 year ago

a template letter that quotes their own criteria back is the strongest one

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[removed]14 points·1 year ago

[removed by moderator]

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u/tidy_vialdrawer_watch12 points·1 year ago

That advice is jurisdiction-specific and this board spans several. Say where you are.

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The paperwork war. Prior-authorisation criteria, denial reason codes, step-therapy documentation, external review, employer carve-outs, and the appeal letter templates the community has iterated on for three years. Mostly US-shaped but the tactics generalise.

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