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c/insurancefights·submitted 1 months ago by u/edit_for_clarity

[Discussion] step therapy is doing more work than we give it credit for

Discussionbranch of 7 comments

step therapy is doing more work than we give it credit for. Not a hot take, just something I have not seen said plainly here. Step therapy requires documented trial of preferred alternatives. It is not an argument to be won on merits; it is a record to be produced, and the record is what the appeal must contain. Why…

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7 comments, started 1 months ago
u/appeal_letter_alMOD27 points·1 months ago

Staff name removed. Departments and criteria can be named here; individuals cannot.

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u/prior_auth_painappeals11 points·1 months ago

The process that has actually worked for people on this board, in order.

Get the denial in writing and find the criterion it names. Request the clinical policy bulletin by its number. Write the appeal against that document, criterion by criterion, attaching what has been tried and for how long. Note the deadline from the letter date and diarise it.

If the first level fails, go to the second. If the second fails, ask about external review, which is independent and, where it applies, binding. Keep every date, department and reference number as you go.

It is administrative rather than rhetorical, and the people who win are the ones who treat it that way.

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u/blunt_coldbox_notes8 points·1 months ago

Same view. The second-level appeal is where mine turned, after a first-level denial that looked final.

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u/RetaAndRegret22 points·1 months ago

ask for the denial reason in writing, always

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u/formulary_fighterappeals2 points·1 months ago

prior authorisation criteria change every plan year

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u/edit_for_clarityOP5 points·1 months ago

What exactly does the denial letter give as the reason?

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The paperwork war. Prior-authorisation criteria, denial reason codes, step-therapy documentation, external review, employer carve-outs, and the appeal letter templates the community has iterated on for three years. Mostly US-shaped but the tactics generalise.

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