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c/insurancefights·submitted 5 months ago by u/tuva_kirchner

why does nobody talk about prior authorization

Discussionbranch of 10 comments

why does nobody talk about prior authorization. Searched first, found three threads that contradict each other, hence the post. External review was the thing that finally worked. I did not know it existed until a thread on this board. Missed a deadline because I counted from when I opened the envelope. That mistake…

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10 comments, started 5 months ago
u/tidy_vialdrawer_watch46 points·5 months ago

A denial letter is required to state a reason and to reference the criterion applied. That reference is the handle: request the clinical policy document by its identifier and answer it point by point.

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u/tuva_kirchnerOP-15 points·5 months ago

What is the appeal deadline on the letter?

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u/muscle_cramp_mo19 points·5 months ago

Agreed on the plan-year point. Criteria that applied last year may simply not apply now.

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u/arne_amankwah9 points·5 months ago

Yes — quoting their own policy bulletin back at them is far more effective than arguing in general terms.

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u/elise_grimaldi10 points·5 months ago

This. Step therapy is a paperwork requirement and it is beaten with documentation, not persuasion.

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u/maren_ibarra7 points·5 months ago

Yes. Written, always, even when they tell you a phone call is sufficient.

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u/amara_haddad2 points·5 months ago

ask for the denial reason in writing, always

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u/hedda_aguirre1 point·5 months ago

Have you asked for the clinical policy bulletin by number?

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u/neha_rahimi2 points·5 months ago

the denial letter names the criterion, start there

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The paperwork war. Prior-authorisation criteria, denial reason codes, step-therapy documentation, external review, employer carve-outs, and the appeal letter templates the community has iterated on for three years. Mostly US-shaped but the tactics generalise.

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