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c/insurancefights·posted 6 days ago by u/emeka_delgado

[Question] step therapy — how do i document failing something cheaper

Question Well Actually ×7

Genuinely asking, not being difficult.

Everyone in c/labresults repeats that formulary is important. I believe it, but I have never seen anyone show why, and when I search I get 14 threads of people agreeing with each other.

Is there a paper? Is there a measurement? Or is this one of those things that is true because it has been repeated since 2023?

I am not trying to be the "source?" guy. I would just like a source.

519 up / 63 down89% upvoted13 commentsid 1aakwx24 Jul 2026

13 comments

11 in this archive, depth 3

best — the order this archive was captured in

u/purity_pedantanalytical67 points·5 days ago

Which plan type? prior authorization is different.

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u/adaeze_weiss54 points·4 days ago

Disagree but this is the good kind of wrong — it is specific enough to be checked.

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u/maren_ibarra14 points·3 days ago

Strongly agree. Step therapy is predictable if you have the criteria.

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u/maren_sorensen29 points·4 days ago·edited

step therapy documentation is the weapon, use it

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u/canada_coverage10 points·4 days ago

step therapy documentation is the weapon, use it

Adding to this: copay is doing more work than the comment implies.

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u/ferritin_low24 points·5 days ago

Rodent data is rodent data. Dose scaling is not linear and the models tell you what to investigate, not what to expect.

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u/rekha_vestergaard15 points·5 days ago

redact member ids and group numbers from every screenshot

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u/ferritin_low20 points·5 days ago

denial reason codes matter, ask for the actual code

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[deleted]6 points·4 days ago

[deleted]

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About c/insurancefights

The paperwork war. Prior-authorisation criteria, denial reason codes, step-therapy documentation, external review, employer carve-outs, and the appeal letter templates the community has iterated on for three years. Mostly US-shaped but the tactics generalise.

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