Germany: private plan, and what it actually costs here
Thinking out loud about this: Germany: private plan, and what it actually costs here. Cash pricing, which people skip because they assume coverage is the only route. Prices at the counter vary between pharmacies, sometimes substantially, in the same city. Members here have found spreads worth a real amount per month…
Confused a rejected claim with a denied authorization for a month and pursued entirely the wrong process.
That is an employer plan process, and the provincial route is different in both form and timeline.
ask the pharmacy what the cash price is, it varies
say the province or the answers will be wrong
Have you seen the special authorization criteria for your province?
Is there a quantity limit involved rather than a coverage refusal?
Was this a denied authorization or a rejected claim?
Kept every form and reference number. When they had no record of a submission, I did.
Agreed on keeping every form and date. When something goes wrong the paper trail is the whole case.
private plans and provincial plans are different fights entirely
Left up. It distinguishes a rejected claim from a denied authorization, which most posts here do not.