[Meta] the USDC rule is doing its job and people should stop complaining
the USDC rule is doing its job and people should stop complaining — with the counter-argument included, because I find it fairly persuasive. Got a quote with a fifteen-minute expiry and assumed it was a pressure tactic. It was just a held rate. Sent to the right address on the wrong chain years ago. Nothing to be…
What is and is not the supplier’s fault, since this board generates unfair complaints.
Not theirs: the network fee, chain congestion, confirmation time, the rate moving between quote and send, and a payment sent on the wrong chain. Theirs: which networks they accept, how quickly they credit a confirmed payment, and whether the address they gave you was correct and communicated clearly.
Keeping those columns separate makes the reports here far more useful. A thread titled "supplier took my payment" that turns out to describe forty minutes of unconfirmed transaction helps nobody and follows people around for years.
Disagree — a quote expiry is normal when a rate is being held. Pressure to decide immediately is a different thing.
network and address, checked twice, before anything else
Confirmations are the count of blocks built on top of the one containing your transaction. Until there are some, the transaction is not settled in any meaningful sense.
Small fix — that is the network fee, not a supplier charge. The distinction matters for the complaint you are making.
I would not treat a delayed confirmation as evidence of anything at all. Chains have busy hours.