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c/cryptopay·posted 5 months ago by u/arne_amankwah

[Question] Canada — has anyone got a straight answer on chargeback

Question Long Haul ×4 Slow Clap ×3

Genuine question, and the title is the question: Canada — has anyone got a straight answer on chargeback.

Network fees are set by chain congestion at the time of sending. They are paid to the network, not to the recipient, and they vary by hour as well as by chain.

Confirmations are the count of blocks built on top of the one containing your transaction. Until there are some, the transaction is not settled in any meaningful sense.

A token symbol identifies an asset, not a network. The same symbol commonly exists on several chains with incompatible address formats, and sending across that boundary is generally unrecoverable.

Not medical advice, obviously, and nothing here is approved for human use. One person with a spreadsheet.

9,138 up / 6,651 down58% upvoted51 commentsid 9mvwij10 Feb 2026

51 comments

17 in this archive, depth 4

best — the order this archive was captured in

u/chain_confirm_cMOD460 points·5 months ago

Left up. It has a hash, a chain and a timeline, which is what a payment report needs.

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u/discount_math_dm165 points·5 months ago

escrow arrangements are rare and worth asking about

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[removed]211 points·5 months ago

[removed by moderator]

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u/arne_amankwahOP86 points·5 months ago

Which network, exactly?

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u/plateau_patrol112 points·5 months ago·edited

Do you have the transaction hash?

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u/blunt_coldbox_notes322 points·5 months ago

A test transaction costs one extra network fee and verifies the address, the network and the recipient’s crediting process before the main amount moves.

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u/vitamin_d_void197 points·5 months ago

The transaction hash is the canonical receipt: it is public, verifiable by either party, and it is what a support query should quote.

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u/nikhil_teixeira69 points·5 months ago

The transaction hash is the canonical receipt: it is public, verifiable by either party, and it is what a support query should quote.

Agreed — and the hash is the receipt. Nothing else is.

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u/arne_amankwahOP0 points·5 months ago

Small fix — that is the network fee, not a supplier charge. The distinction matters for the complaint you are making.

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u/sunday_shot_sal-19 points·5 months ago

Confirmation took forty minutes on a busy evening and I had already written half an angry message. Deleted it.

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u/arne_amankwahOP1 point·5 months ago

a payment sent on the wrong network is usually gone

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u/yara_mensah1 point·5 months ago

screenshot the transaction hash, not the wallet balance

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u/blunt_coldbox_notes1 point·5 months ago

network and address, checked twice, before anything else

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u/zeynep_villalobos183 points·5 months ago

Asked which networks BCH accepted before ordering and picked the cheapest one at that hour. Saved more than the difference in price.

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u/santiago_marchetti131 points·5 months ago

Pasted rather than typed the address, then checked the first and last six characters. Habit now.

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Paying for research material with crypto: which networks vendors actually credit, confirmation windows, memo/tag requirements, gas versus discount arithmetic, escrow for group buys, and the total absence of chargeback rights. Not investment discussion — payments only.

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